TRUTH ABOUT RETIREMENT
If you want to retire at the age of 65 comfortably, you will need at least S$2,400 per month only to cover for basic needs (with no fanciful lifestyle).
If you live until the age of 85 (average expectancy), you will need at least S$576,000. However, emergency costs (such as accident or illness) are not covered.
When you fall short on our funds for retirement or during an emergency, the first thought that will come across your mind is cashing out our property and downgrading to a smaller one. However, that’s when most people realized that their money is stuck in CPF or even experience negative cash proceeds of the flat.
With the rising land cost, inflation, and an aging population, more people face the rising challenge of planning our retirement through property.
About Sherwin Lim Real Estate
We understand that selling or buying a home is more than a transaction; it’s a life-changing experience. That’s why we are dedicated to providing exceptional, personalized service for all of our clients. We take great pride in the relationships we build and always work relentlessly on our clients’ behalf to help them achieve their real estate goals. Today’s Singaporean need a trusted resource that can guide them through the complex world of real estate. With our extensive knowledge and commitment to providing only the best and most timely information to our clients, We are your go-to source for real estate industry insight and advice.
Sherwin Lim Real Estates believe that every Singaporean deserves to retire comfortably as they have been working hard for their entire life. We help you plan your property progression, so that the property that you stay in can be part of your retirement planning.
Instead of encouraging you to making speculations, our method follows a prudent approach whereby you will have enough safety net to tide through even in your rainy days.
WHAT OUR CLIENTS SAY ABOUT US
By patiently going through my finances to ensure that I am comfortable with purchasing an undervalue freehold property in Orchard. He plans out all the options and evaluate which is the most align with my retirement planning
Melvin & Emeline
Sherwin understands our needs and priorities and he helps to plan our property portfolio around it. He shared with us many useful insights on property investment and upgrading.